Benefit and Risk
Benefit
- Maintain the business cash flow
- Asset Utilization Effectiveness
- Financing Scheme as needed
- Owned Asset Optimization
- Total Installments as a Tax Deduction Expense
Risk
- A risk of being charged a late fee for an installment payment delay
- A risk of ownership rights to the financed assets may not be obtained in the event of default and/or failure to pay the installment
- A risk of incurring costs for handling the execution of asset returns in the event of default and/or failure to pay the installment
- A risk of recording installment payment history in the Financial Information Service System (SLIK) in the event of a delay in installment payments
- A risk of being unable to pursue insurance claims if the assets are used for illegal activities and/or not in accordance with the intended usage