Requirement Documents
| No | Dokuments | Individual | Corporate |
|---|---|---|---|
| 1 | Loan Application Form
|
✔ | ✔ |
| 2 | Copy of Personal and Spouse IDs
|
✔
|
|
| 3 | Copy of Married Certificate (If married already)
|
✔
|
|
| 4 | Copy of Family Card
|
✔
|
|
| 5 | Copy of Divorce Certificate (if divorce already)
|
✔
|
|
| 6 | Copy of Prenuptial Agreement (If it does not require husband/wife approval)
|
✔
|
|
| 7 | Copy of Tax Identification Number (NPWP)
|
✔
|
✔
|
| 8 | Original Reference Letter from Employer
|
✔
|
|
| 9 | Original Income Statement from Employer
|
✔
|
|
| 10 | Original Payroll Slips for the last 3 months
|
✔
|
|
| 11 | Legalized Copy of Bank Account Statement or Checking Account for the last 3 months
|
✔
|
✔
|
| 12 | Copy of Property Certificate or Property Rent Agreement
|
✔
|
|
| 13 | Copy of Property Tax (PBB) certificates for the last 2 years
|
✔
|
|
| 14 | Copy of Paid Electricity/Water/Phone Bills for the last 6 months
|
✔
|
|
| 15 | Copy of Business Practice License or Professional Certification (if professional occupation)
|
✔
|
|
| 16 | Copy of Deed Establishment and Deed of Amendment
|
|
✔
|
| 17 | Deed of Board of Directors and Board of Commissioners
|
|
✔
|
| 18 | Deed of Shareholders
|
|
✔
|
| 19 | Court Registry
|
|
✔
|
| 20 | Report of Legitimization Certificate from Ministry of Law and Human Right
|
|
✔
|
| 21 | Copy of Commissioner and Director’s IDs
|
|
✔
|
| 22 | Copy of Business Trade License (SIUP)
|
|
✔
|
| 23 | Copy of Company Registration Certificate (TDP) / Business Identification Number (NIB)
|
|
✔
|
| 24 | Business Domicile Certificate
|
|
✔
|
| 25 | Financial Statement for the last 2 years (audited prioritize)
|
|
✔
|
Finance Lease
Lease financing by providing productive asset with a transfer of ownership at the end of the lease term
Jual dan Sewa Balik
Refinancing of productive assets owned under lease agreement
Installment Financing
Financing for the purchase of goods and/or services with installment payments
Business Capital Facility
Financing of goods and/or services for business capital purposes
Factoring with Recourse
Financing of account receivables purchasing by providing guarantees from the seller of receivables
Opeating Lease Financing
Lease financing by renting assets without any transfer of ownership at the end of the lease term
IMBT (Ijarah Muntahiyah Bit Tamlik)
Financing lease based on sharia principles with a transfer of ownership (wa'd) at the end of the lease term
Murabahah
Financing for the purchase of goods based on sharia principles
Infrastructure Financing
Financing of capital goods and/or services related to infrastructure development or project implementation.
Interest Rate